Privacy Policy

Legal disclaimer

Effective Date: August 3, 2025

The information on maladieplusaccident.com is provided for general informational purposes only and does not constitute legal, financial, or insurance advice. We make every effort to ensure the accuracy of the information provided, but do not guarantee it is always up to date or complete.

Insurance policy terms, benefits, exclusions, and availability may vary by province or region. Please refer to your individual policy documentation for full details.

Use of this website does not create a broker-client or insurer-client relationship. For personalized advice, please contact a licensed insurance advisor.

🔒 Privacy Policy

At Illness Plus Accident (Maladie Plus Accident), accessible from maladieplusaccident.com, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information: Name, email, phone number, address, date of birth, health history, financial and identification data for policy applications.
Usage Data: IP address, browser type, access times, and pages visited.

2. How We Use Your Information

To comply with legal obligations and regulatory requirements.
To improve website functionality and user experience.

3. Sharing Your Information

We may share your information with:

Insurance underwriters and reinsurers.
Government and regulatory bodies when legally required.
Authorized third-party service providers under confidentiality agreements.

4. Cookies and Tracking

We use cookies and similar technologies for analytics and site functionality. You can manage cookie preferences through your browser settings.

5. Data Security

We implement industry-standard safeguards to protect your data. While no system is completely secure, we take all reasonable steps to ensure your data is safe.

6. Your Rights

You may request access, correction, deletion, or restriction of your personal data. Contact us at assurance@maladieplusaccident.com for any inquiries.

7. Children’s Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect data from minors.

📄 Terms of Use

By accessing or using maladieplusaccident.com, you agree to the following terms:

1. Website Use

You agree to use the website in accordance with all applicable laws. Unauthorized use or interference with the operation of the site is strictly prohibited.

2. Intellectual Property

All content on this site, including text, graphics, logos, and trademarks, is the property of Maladie Plus Accident or its licensors and is protected by copyright and intellectual property laws.

3. Limitation of Liability

We are not liable for any damages arising from the use of or inability to use this website, including direct, indirect, incidental, or consequential losses.

4. Modifications

We reserve the right to change these terms at any time. Continued use of the website after updates constitutes your acceptance of the new terms.